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In today’s era, people from all generations, whether millennials, Gen-Z, or Generation X, prefer to have a credit card with them. They would prefer to own a card with minimum charges but with maximum benefits. Lifetime-free credit cards are a type of credit card that doesn’t charge you an annual fee for using them. This means you won’t have to pay extra every year to keep the credit card and its privileges. These cards can help you save money over time since you’re not paying for the privilege of holding the card. They often come with benefits like reward points, cashback offers, or discounts on shopping, just like other credit cards. However, it’s still important to use them wisely and pay off your balance on time to avoid interest charges that can add up.
Table of Contents
List of Best IndusInd Bank Lifetime Free Credit Cards
Here are all the major zero joining and annual fee credit cards from IndusInd Bank.
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Card Details +
The Legend credit card is one of IndusInd Bank’s most popular cards. It is a lifetime-free card with no joining or renewal fees. This card offers a range of benefits for shopping, traveling, and watching movies. Cardholders can earn 4000 reward points as a milestone benefit on spending Rs. 6 lakh or more within one year of card issuance. This card provides free visits to domestic airport lounges once every quarter. Additionally, cardholders can enjoy a monthly BOGO offer on movie tickets up to Rs. 200 through BookMyShow. Furthermore, this card provides a 1% fuel surcharge waiver at every authorized fuel station in India.
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Card Details +
The EazyDiner IndusInd Platinum credit card is a co-branded card between IndusInd Bank and EazyDiner. It is an entry-level, lifetime-free credit card with no joining or renewal fee, making it suitable for people of all ages. As a welcome benefit, this card offers a 3-month EazyDiner Prime membership and a 500 bonus on EazyPoints on joining. On spending Rs. 30,000 or more every quarter, the EazyDiner membership will automatically be renewed for three months. This card includes travel benefits such as two complimentary domestic airport lounge accesses every quarter. As a prime member, you will get a 25% discount on your restaurant bill and an extra 20% off up to Rs. 500 when paying with PayEazy.
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Card Details +
The IndusInd Bank Platinum RuPay Credit Card is an excellent option for first-time credit card users as it has no joining or renewal fee, which makes it a lifetime-free credit card. This card is best for people who like shopping. This is the first RuPay credit card launched by the IndusInd Bank. This card provides two reward points for every Rs. 100 spent on UPI transactions and one reward point for every Rs. 100 spent on Non-UPI transactions. This card even includes travel insurance benefits for its users.
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Card Details +
The Aura Edge credit card is an entry-level card best suited for shopping. With no joining or renewal fee, this card also comes in the lifetime-free category. The Aura credit card lets a cardholder choose his reward plan based on his spending. Benefits like insurance coverage, concierge benefits, and fuel surcharge waiver are also provided in this card, making it appealing for first-time card users.
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Card Details +
The IndusInd Bank ePay Amex Credit Card is a virtual credit card introduced in partnership with American Express. This card has no joining or renewal fees, making it a free-to-use card for life. Upon signing up for this card, you will receive a 3-month Zomato Gold Membership that provides unlimited free food delivery, discounts on online orders, and dining deals across India. You can earn reward points by using this card for transactions, starting with 4 points on the first four transactions, 8 points from the 5th to the 10th transaction, and increasing to 10 points after the 10th transaction every month. You can redeem your reward points for cash credit, air miles, flights, hotels, and more at Indus Moments.
Benefits of IndusInd Bank LTF Credit Cards
The following are the benefits provided by IndusInd Bank lifetime free credit cards.
- All the cards mentioned above do not charge any joining or renewal fee.
- Some IndusInd credit cards give you buy-one-get-one-free deals on movie tickets.
- Travel perks are also a big part of the benefits, with complimentary access to domestic airport lounges.
- Discounts at restaurants and bonus points on dining spending are also provided in the LTF cards.
- There is a simple and convenient process to apply for these cards.
Comparison of Top LTF Cards from IndusInd Bank
| Features | Legend Credit Card | IndusInd Platinum RuPay Credit Card | Eazy Diner IndusInd Platinum Credit Card | IndusInd Bank ePay Credit Card |
| Joining/Renewal Fee | Nil | Nil | Nil | Nil |
| Reward Rate |
|
|
|
|
| Reward Redemption | 1 RP = Rs. 0.50 (Cash credit) | 1 RP = Rs. 0.35 | On EazyDiner App | RPs Can Be Redeemed for Cash Credit, AirMiles, or at IndusMoments |
| Welcome Benefits | N/A | N/A |
|
Free 3-Month Zomato Gold Membership |
| Dining/Movie Benefits | BOGO on movie tickets worth up to Rs. 200 | N/A |
|
3 Month Zomato Gold Membership |
| Travel Benefits | One domestic airport lounge visit every quarter | N/A | N/A | N/A |
How to Apply for a Lifetime Free IndusInd Bank Credit Card?
Follow these steps to apply for IndusInd Bank lifetime free credit cards –
- After choosing the credit card of your preference, click on Apply Now.
- You will be redirected to the official website of IndusInd Bank.
- Fill in all your essential details with all the documents required.
- Click on Submit, and your request for a new credit card has been sent.
Bottom Line
IndusInd Bank’s lifetime-free credit cards offer a great way to enjoy shopping, travel, and dining benefits without worrying about annual fees. They are a smart choice for frequent shoppers looking for value and convenience in their financial tools. With a lifetime free offering, you can take advantage of all the advantages offered by the card without having to pay any additional charges.