Credit Card Guides

As a person who has just started earning, you may be looking for ways to manage your expenses and build a good credit score. One of the most convenient ways to do this is by owning a credit card. However, you may be wondering if you can apply for a credit card with your current […]

Secured Credit Cards are cards that are issued against a fixed deposit, which is used as collateral by the issuer in case the cardholder defaults on his/her bill payments. These cards are the best option for those who find it challenging to start their credit journey due to a lack of credit history or because

You might be using a credit card for a long time, but you don’t necessarily know how to use it in the correct way. Some credit cardholders use their card responsibly from the very beginning of their credit journey, but some of them don’t exactly know the correct way of using a credit card. Getting

Paying off credit card bills is the most important thing that should be done if you are a credit card user. Piling up credit card balances can leave you in a credit card debt which gets difficult to come out of if the balances are not paid well in time. While some people are comfortable

Card issuers often surprise their customers by launching exciting offers or by increasing their credit limit without any prior notice. A sudden decrease in credit limit can also be a surprise for some of their cardholders which may lead to a financial crisis for them. Many of you might have experienced a reduced credit limit

Metal credit cards are just like regular credit cards, but they are made of metal instead of plastic. Metal credit cards are a growing trend in India, offering a luxurious and premium feel to users, and are being targeted at high-net-worth individuals by the bank. They are generally heavier and sturdier than plastic cards, making

CheQ is a fintech startup based in Bengaluru that offers a user-friendly platform for managing credit card bills and payments. Along with bill payments, users can also check their Experian score, opt for instant loans, and enjoy a simplified reward system. Despite being in a space dominated by big players such as Cred, CheQ has

Credit cards have become a necessity for everyone. Be it a 50-year-old man or a 23-year-old student, all prefer to have credit cards instead of carrying cash. As students begin to take more financial responsibility, it’s common for them to consider owning a credit card. While credit cards can provide a sense of financial independence