Author name: Bharti Bisht

Secured Credit Cards are cards that are issued against a fixed deposit, which is used as collateral by the issuer in case the cardholder defaults on his/her bill payments. These cards are the best option for those who find it challenging to start their credit journey due to a lack of credit history or because

You might be using a credit card for a long time, but you don’t necessarily know how to use it in the correct way. Some credit cardholders use their card responsibly from the very beginning of their credit journey, but some of them don’t exactly know the correct way of using a credit card. Getting

Card issuers often surprise their customers by launching exciting offers or by increasing their credit limit without any prior notice. A sudden decrease in credit limit can also be a surprise for some of their cardholders which may lead to a financial crisis for them. Many of you might have experienced a reduced credit limit

Nowadays, all card issuers offer a wide range of credit cards across different categories, including travel, rewards, cashback, fuel, shopping, movies, and many more. From premium to entry-level credit cards, one can find every type of credit card one wants. There are high annual fee premium credit cards as well as lifetime free cards available

When it comes to building one’s creditworthiness, starting with a basic credit card can be a helpful way to begin the journey. As individuals build their credit scores over time, they may become eligible for premium credit cards with higher credit limits, which can offer more rewards and better benefits. However, it’s important to note

Credit cards have become an integral part of our daily lives, allowing us to make purchases without carrying cash. With various benefits, such as building credit history, worldwide acceptance, and cashback rewards, they are popular among consumers, especially Gen Z and Millennials. However, credit cards also have drawbacks, such as high interest rates and the

Have you ever thought of how all the payments made with your credit card work? How and why do your banks pay for your purchases? Credit card networks are what make all these things possible by working behind the scenes. Before having a credit card, you notice a lot of things, such as rewards/miles offered